1. Overview

LoanAgentForYou (“LoanAgentForYou,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains what information we may collect, how we use it, how we may share it, the choices available to you, and how to contact us about privacy matters when you use LoanAgentForYou.com or submit a request through our services.

2. Information We Collect

Depending on how you use the website and the request you submit, we may collect information such as:

• Identity and contact information: first and last name, date of birth, email address, telephone number, Social Security number, and government-issued identification information where requested.
• Address information: street address, apartment or unit information, city, state, ZIP code, and related location details.
• Employment and income information: employer, job title, employment status, income, pay frequency, pay dates, and other information used to evaluate a request.
• Banking and financial information: bank name, routing number, account number, account type, account tenure, and other information needed to process or match a request.
• Loan preferences: requested amount, loan purpose, credit-related selections, and other request details.
• Technical and usage information: IP address, browser type, device characteristics, operating system, access times, pages viewed, referring pages, clicks, and information about how you interact with the website.

3. How We Collect Information

We may collect information directly from you when you enter it into a form, communicate with us, or otherwise use the website. We may also automatically collect technical information through cookies, pixels, tags, logs, analytics tools, and similar technologies.

In some situations, third-party partners involved in delivering or measuring our services may provide information or tracking data to us, subject to applicable agreements and law.

4. How We Use Information

We may use information we collect to:

• process, evaluate, and route your loan request;
• match you with lenders, lending networks, and other providers that may offer financial products or related services;
• verify identity, information, and eligibility and help detect or prevent fraud, abuse, or unauthorized activity;
• communicate with you about your request, available offers, service updates, and other permitted communications;
• operate, maintain, troubleshoot, secure, and improve the website and our services;
• measure advertising, attribution, analytics, and campaign performance;
• comply with legal obligations and enforce our agreements.

5. How We Share Information

We may share information, as permitted by law and consistent with the disclosures presented to you, with:

• Third-party lenders and lending networks to evaluate requests and present potential loan or alternative offers.
• Service providers that support hosting, analytics, fraud prevention, communications, customer support, data processing, security, and other business functions.
• Marketing and advertising partners where permitted and where your applicable consent or another lawful basis allows the sharing.
• Professional advisers, regulators, law enforcement, courts, or other authorities when required or permitted by law.
• Successors or transaction counterparties in connection with a merger, acquisition, financing, sale of assets, reorganization, or similar business transaction.

Once your information is transferred to a third party, that third party's own privacy policy and practices may also govern its handling of the information.

6. Lending and Credit Decisions

LoanAgentForYou is not a lender and does not make credit decisions. Third-party lenders or providers may independently verify information, obtain consumer reports, assess eligibility, and determine whether to make an offer. Their use of your information is subject to their own disclosures and applicable law.

7. Marketing Communications

Where you have provided the required consent, we or participating partners may contact you by email, telephone, SMS/text message, or automated/prerecorded messaging about loan options, related financial services, or other permitted offers.

You can opt out of marketing emails by using the unsubscribe link in the message. For text messaging, follow the opt-out instructions included in the message where applicable. Because your information may be shared with multiple independent partners, you may need to opt out separately with each sender.

8. Cookies and Similar Technologies

We may use cookies and similar technologies for essential functionality, preferences, analytics, attribution, security, fraud prevention, and advertising. Third parties may also place or access cookies or similar identifiers when they provide services on our behalf or when you interact with third-party content.

You may be able to control cookies through your browser or device settings. Restricting cookies may affect certain site features.

9. Data Security

We use reasonable administrative, technical, and organizational measures intended to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure. No website, transmission, or storage system can be guaranteed to be completely secure, so we cannot promise absolute security.

10. Data Retention

We retain personal information for as long as reasonably necessary for the purposes described in this Policy, to provide requested services, to maintain business and transaction records, to resolve disputes, to prevent fraud, and to comply with legal, regulatory, accounting, or reporting obligations. Retention periods may vary by information type and by applicable law.

11. Your Privacy Choices and Rights

Depending on where you live and subject to applicable law, you may have rights to request access to, correction of, deletion of, or information about the personal data we hold about you. You may also have rights to opt out of certain marketing or certain types of data sharing or targeted advertising.

Requests may be subject to identity verification and legal exceptions. Contact us using the information below to ask about a privacy request available to you.

12. California and Other State Privacy Rights

Privacy rights differ by state and may depend on whether a particular state law applies to our business and to your information. Where required, we will provide the disclosures and choices required by applicable state privacy law. This may include rights concerning access, correction, deletion, portability, appeals, and certain opt-outs.

We do not make a blanket statement that all consumers have every state-law right; eligibility depends on the applicable law and circumstances.

13. Children’s Privacy

Our website and services are intended for adults and are not directed to children under 18. We do not knowingly request or collect personal information from children under 18 for loan-request purposes.

14. Third-Party Websites

Our website may contain links, advertisements, or redirects to websites operated by third parties. We are not responsible for the privacy practices, content, security, or availability of those third-party websites. You should review the privacy policy of each third-party website you visit.

15. Do Not Track and Browser Signals

Browser and device privacy signals may differ in how they are implemented and interpreted. We will handle applicable privacy signals to the extent required by law and supported by our systems and vendors. Because technology and legal requirements evolve, the treatment of a particular browser signal may change over time.

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, technology, legal requirements, or business practices. The updated version will be posted on this page with a revised effective date. We encourage you to review this page periodically.

17. Contact Us

For privacy questions or to submit a privacy request, contact us at support@loanagentforyou.com.

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